In the USA, a typical person has $60000 of debt by the end of their life. Your overall net wealth is very likely to be a negative number, after living to get into debt and perpetually paying it back. Over an entire human lifetime, most people in the richest country the world has ever known, will effectively own nothing and earn less than nothing.
And yet, the idea persists that communism is bad because it means that “you can’t own anything.”
You don’t own anything now.