Alex Jimenez<p>Why it's hard to marry card and payment tech </p><p>While a multibillion-dollar acquisition involving a card technology seller and payment processor looks like an obvious bridge between two sides of the same industry, these arrangements often end or radically change.</p><p><a href="https://www.americanbanker.com/payments/news/global-payments-divests-issuer-business-to-fis" target="_blank" rel="nofollow noopener noreferrer" translate="no"><span class="invisible">https://www.</span><span class="ellipsis">americanbanker.com/payments/ne</span><span class="invisible">ws/global-payments-divests-issuer-business-to-fis</span></a></p><p><a href="https://mas.to/tags/FinTech" class="mention hashtag" rel="tag">#<span>FinTech</span></a> <a href="https://mas.to/tags/FinServ" class="mention hashtag" rel="tag">#<span>FinServ</span></a> <a href="https://mas.to/tags/Banking" class="mention hashtag" rel="tag">#<span>Banking</span></a> <a href="https://mas.to/tags/Payments" class="mention hashtag" rel="tag">#<span>Payments</span></a> <a href="https://mas.to/tags/PayTech" class="mention hashtag" rel="tag">#<span>PayTech</span></a></p>
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Alex Jimenez@AlexJimenez@mas.to
#FinServ Consultant | #Strategy #Fintech #Payments #Banking #Innovation | #Marathoner | Views my own! 
Alex Jimenez<p>Ramp reportedly angles for part of $700B US credit card program</p><p>The fintech is seeking to handle part of the SmartPay federal employee charge card program, assisted by its close ties to the Trump administration, the media outlet ProPublica reported.</p><p><a href="https://www.paymentsdive.com/news/ramp-reportedly-angles-for-part-of-700b-us-credit-card-program/745870/" target="_blank" rel="nofollow noopener noreferrer" translate="no"><span class="invisible">https://www.</span><span class="ellipsis">paymentsdive.com/news/ramp-rep</span><span class="invisible">ortedly-angles-for-part-of-700b-us-credit-card-program/745870/</span></a></p><p><a href="https://mas.to/tags/FinTech" class="mention hashtag" rel="tag">#<span>FinTech</span></a> <a href="https://mas.to/tags/FinServ" class="mention hashtag" rel="tag">#<span>FinServ</span></a> <a href="https://mas.to/tags/Banking" class="mention hashtag" rel="tag">#<span>Banking</span></a> <a href="https://mas.to/tags/Payments" class="mention hashtag" rel="tag">#<span>Payments</span></a> <a href="https://mas.to/tags/PayTech" class="mention hashtag" rel="tag">#<span>PayTech</span></a></p>
Alex Jimenez<p>Spotify dominates Apple and Amazon in digital audio</p><p>US adults spend over 32.3 hours monthly on the Spotify app, compared with 3.5 hours on Amazon Music and less than an hour on Apple Music</p><p><a href="https://content-na1.emarketer.com/spotify-dominates-apple-amazon-digital-audio" target="_blank" rel="nofollow noopener noreferrer" translate="no"><span class="invisible">https://</span><span class="ellipsis">content-na1.emarketer.com/spot</span><span class="invisible">ify-dominates-apple-amazon-digital-audio</span></a></p><p><a href="https://mas.to/tags/DigitalMarketing" class="mention hashtag" rel="tag">#<span>DigitalMarketing</span></a></p>
Alex Jimenez<p>Synchrony's purchase volume, loan receivables fall in Q1</p><p>Revenue in the first three months of 2025 was $3.72 billion, in line with analysts' average estimate, according to S&P</p><p><a href="https://www.americanbanker.com/news/synchronys-purchase-volume-loan-receivables-fall-in-q1" target="_blank" rel="nofollow noopener noreferrer" translate="no"><span class="invisible">https://www.</span><span class="ellipsis">americanbanker.com/news/synchr</span><span class="invisible">onys-purchase-volume-loan-receivables-fall-in-q1</span></a></p><p><a href="https://mas.to/tags/FinTech" class="mention hashtag" rel="tag">#<span>FinTech</span></a> <a href="https://mas.to/tags/FinServ" class="mention hashtag" rel="tag">#<span>FinServ</span></a> <a href="https://mas.to/tags/Banking" class="mention hashtag" rel="tag">#<span>Banking</span></a> <a href="https://mas.to/tags/Payments" class="mention hashtag" rel="tag">#<span>Payments</span></a> <a href="https://mas.to/tags/PayTech" class="mention hashtag" rel="tag">#<span>PayTech</span></a></p>
Alex Jimenez<p>Open source AI is the new Linux, only faster </p><p>Matt Asay says DeepSeek didn't just launch, but it sparked a global AI open source movement</p><p><a href="https://www.techspot.com/news/107627-open-source-ai-new-linux-only-faster.html" target="_blank" rel="nofollow noopener noreferrer" translate="no"><span class="invisible">https://www.</span><span class="ellipsis">techspot.com/news/107627-open-</span><span class="invisible">source-ai-new-linux-only-faster.html</span></a></p><p><a href="https://mas.to/tags/LLMs" class="mention hashtag" rel="tag">#<span>LLMs</span></a> <a href="https://mas.to/tags/AI" class="mention hashtag" rel="tag">#<span>AI</span></a></p>
Alex Jimenez<p>Fed, FDIC force more oversight of Discover </p><p>The Federal Reserve and the FDIC penalized the card network for overcharging merchants on interchange fees and said it must pay $250 million in fines and make restitution to merchants.</p><p><a href="https://www.paymentsdive.com/news/federal-reserve-fdic-discover-card-misclassification-penalty-fines/745833/" target="_blank" rel="nofollow noopener noreferrer" translate="no"><span class="invisible">https://www.</span><span class="ellipsis">paymentsdive.com/news/federal-</span><span class="invisible">reserve-fdic-discover-card-misclassification-penalty-fines/745833/</span></a></p><p><a href="https://mas.to/tags/FinTech" class="mention hashtag" rel="tag">#<span>FinTech</span></a> <a href="https://mas.to/tags/FinServ" class="mention hashtag" rel="tag">#<span>FinServ</span></a> <a href="https://mas.to/tags/Banking" class="mention hashtag" rel="tag">#<span>Banking</span></a> <a href="https://mas.to/tags/Payments" class="mention hashtag" rel="tag">#<span>Payments</span></a> <a href="https://mas.to/tags/PayTech" class="mention hashtag" rel="tag">#<span>PayTech</span></a></p>
Alex Jimenez<p>How To Elevate PR Campaigns: 20 Creative Storytelling Ideas</p><p><a href="https://www.forbes.com/councils/forbesagencycouncil/2025/04/21/how-to-elevate-pr-campaigns-20-creative-storytelling-ideas/" target="_blank" rel="nofollow noopener noreferrer" translate="no"><span class="invisible">https://www.</span><span class="ellipsis">forbes.com/councils/forbesagen</span><span class="invisible">cycouncil/2025/04/21/how-to-elevate-pr-campaigns-20-creative-storytelling-ideas/</span></a></p><p><a href="https://mas.to/tags/DigitalMarketing" class="mention hashtag" rel="tag">#<span>DigitalMarketing</span></a></p>
Alex Jimenez<p>Ending the separation of banking and commerce myth</p><p>If the United States wants to modernize its financial regulatory framework, it should abandon this fiction and use time-tested prudential tools uniformly.</p><p><a href="https://www.americanbanker.com/opinion/ending-the-separation-of-banking-and-commerce-myth?utm_source=flipboard&utm_content=ArizentCo%2Fmagazine%2FAmerican+Banker" target="_blank" rel="nofollow noopener noreferrer" translate="no"><span class="invisible">https://www.</span><span class="ellipsis">americanbanker.com/opinion/end</span><span class="invisible">ing-the-separation-of-banking-and-commerce-myth?utm_source=flipboard&utm_content=ArizentCo%2Fmagazine%2FAmerican+Banker</span></a></p><p><a href="https://mas.to/tags/FinTech" class="mention hashtag" rel="tag">#<span>FinTech</span></a> <a href="https://mas.to/tags/FinServ" class="mention hashtag" rel="tag">#<span>FinServ</span></a> <a href="https://mas.to/tags/Banking" class="mention hashtag" rel="tag">#<span>Banking</span></a></p>
Alex Jimenez<p>Why Is Google Suddenly Leading the LLM Race? In Part, It's Thanks to Stumbles by OpenAI and Meta</p><p><a href="https://spectrum.ieee.org/large-language-models-2025" target="_blank" rel="nofollow noopener noreferrer" translate="no"><span class="invisible">https://</span><span class="ellipsis">spectrum.ieee.org/large-langua</span><span class="invisible">ge-models-2025</span></a></p><p><a href="https://mas.to/tags/AI" class="mention hashtag" rel="tag">#<span>AI</span></a> <a href="https://mas.to/tags/LLMs" class="mention hashtag" rel="tag">#<span>LLMs</span></a></p>
Alex Jimenez<p>Banks must fight deepfakes with better <a href="https://mas.to/tags/AI" class="mention hashtag" rel="tag">#<span>AI</span></a>, Barr says</p><p>One in 10 companies have been targeted in deepfake scams. Banks, on the front lines of fraud detection, must rise to the occasion with better AI tools, according to Fed Gov. Michael Barr.</p><p><a href="https://www.bankingdive.com/news/banks-fight-deepfakes-better-ai-federal-reserve-barr/745906/?utm_source=flipboard&utm_content=BankingDive%2Fmagazine%2FTechnology" target="_blank" rel="nofollow noopener noreferrer" translate="no"><span class="invisible">https://www.</span><span class="ellipsis">bankingdive.com/news/banks-fig</span><span class="invisible">ht-deepfakes-better-ai-federal-reserve-barr/745906/?utm_source=flipboard&utm_content=BankingDive%2Fmagazine%2FTechnology</span></a></p><p><a href="https://mas.to/tags/FinTech" class="mention hashtag" rel="tag">#<span>FinTech</span></a> <a href="https://mas.to/tags/FinServ" class="mention hashtag" rel="tag">#<span>FinServ</span></a> <a href="https://mas.to/tags/Banking" class="mention hashtag" rel="tag">#<span>Banking</span></a></p>
Alex Jimenez<p>As the US moves from Democracy to <a href="https://mas.to/tags/Kleptocracy" class="mention hashtag" rel="tag">#<span>Kleptocracy</span></a> and <a href="https://mas.to/tags/Kakistocracy" class="mention hashtag" rel="tag">#<span>Kakistocracy</span></a> it’s effects affect scientific breakthroughs </p><p>New images could change cancer diagnostics, but ICE detained the Harvard scientist who analyzes them</p><p><a href="https://www.nbcnews.com/news/us-news/ice-detain-kseniia-petrova-protest-harvard-cancer-research-rcna202180" target="_blank" rel="nofollow noopener noreferrer" translate="no"><span class="invisible">https://www.</span><span class="ellipsis">nbcnews.com/news/us-news/ice-d</span><span class="invisible">etain-kseniia-petrova-protest-harvard-cancer-research-rcna202180</span></a></p><p><a href="https://mas.to/tags/Innovation" class="mention hashtag" rel="tag">#<span>Innovation</span></a> <a href="https://mas.to/tags/Medicine" class="mention hashtag" rel="tag">#<span>Medicine</span></a></p>
Alex Jimenez<p>Virginia community bank announces its exit from BaaS</p><p>The $2.2 billion-asset MainStreet Financial revealed the shuttering of its Avenu unit Monday</p><p><a href="https://www.americanbanker.com/news/virginia-community-bank-announces-its-exit-from-baas?utm_source=flipboard&utm_content=ArizentCo%2Fmagazine%2FAmerican+Banker" target="_blank" rel="nofollow noopener noreferrer" translate="no"><span class="invisible">https://www.</span><span class="ellipsis">americanbanker.com/news/virgin</span><span class="invisible">ia-community-bank-announces-its-exit-from-baas?utm_source=flipboard&utm_content=ArizentCo%2Fmagazine%2FAmerican+Banker</span></a></p><p><a href="https://mas.to/tags/FinTech" class="mention hashtag" rel="tag">#<span>FinTech</span></a> <a href="https://mas.to/tags/FinServ" class="mention hashtag" rel="tag">#<span>FinServ</span></a> <a href="https://mas.to/tags/Banking" class="mention hashtag" rel="tag">#<span>Banking</span></a></p>
Alex Jimenez<p>The key to 'cat qubits' 160-times more reliable lies in 'squeezing' them, scientists discover </p><p><a href="https://www.livescience.com/technology/computing/schrodingers-cat-inspired-quantum-computing-now-160-times-more-reliable-thanks-to-new-discovery?utm_source=flipboard&utm_content=topic/science" target="_blank" rel="nofollow noopener noreferrer" translate="no"><span class="invisible">https://www.</span><span class="ellipsis">livescience.com/technology/com</span><span class="invisible">puting/schrodingers-cat-inspired-quantum-computing-now-160-times-more-reliable-thanks-to-new-discovery?utm_source=flipboard&utm_content=topic/science</span></a></p><p><a href="https://mas.to/tags/QuantumComputing" class="mention hashtag" rel="tag">#<span>QuantumComputing</span></a> <a href="https://mas.to/tags/Innovation" class="mention hashtag" rel="tag">#<span>Innovation</span></a> <a href="https://mas.to/tags/Tech" class="mention hashtag" rel="tag">#<span>Tech</span></a></p>
Alex Jimenez<p>So much <a href="https://mas.to/tags/winning" class="mention hashtag" rel="tag">#<span>winning</span></a>!</p><p>🤦♂️</p>
Alex Jimenez<p>The top ten fintech trends per the Blockchain Council</p><p>Hint: Blockchain is one of them </p><p><a href="https://www.blockchain-council.org/infographics/top-10-trends-in-fintech/" target="_blank" rel="nofollow noopener noreferrer" translate="no"><span class="invisible">https://www.</span><span class="ellipsis">blockchain-council.org/infogra</span><span class="invisible">phics/top-10-trends-in-fintech/</span></a></p><p><a href="https://mas.to/tags/FinTech" class="mention hashtag" rel="tag">#<span>FinTech</span></a> <a href="https://mas.to/tags/FinServ" class="mention hashtag" rel="tag">#<span>FinServ</span></a> <a href="https://mas.to/tags/Banking" class="mention hashtag" rel="tag">#<span>Banking</span></a></p>
Alex Jimenez<p>Fiserv to open fintech hub in Kansas (FI:NYSE) </p><p><a href="https://seekingalpha.com/news/4432668-fiserv-to-open-fintech-hub-in-kansas" target="_blank" rel="nofollow noopener noreferrer" translate="no"><span class="invisible">https://</span><span class="ellipsis">seekingalpha.com/news/4432668-</span><span class="invisible">fiserv-to-open-fintech-hub-in-kansas</span></a></p><p><a href="https://mas.to/tags/FinTech" class="mention hashtag" rel="tag">#<span>FinTech</span></a> <a href="https://mas.to/tags/FinServ" class="mention hashtag" rel="tag">#<span>FinServ</span></a> <a href="https://mas.to/tags/Banking" class="mention hashtag" rel="tag">#<span>Banking</span></a> <a href="https://mas.to/tags/Payments" class="mention hashtag" rel="tag">#<span>Payments</span></a> <a href="https://mas.to/tags/PayTech" class="mention hashtag" rel="tag">#<span>PayTech</span></a></p>
Alex Jimenez<p>Citi eyes <a href="https://mas.to/tags/AI" class="mention hashtag" rel="tag">#<span>AI</span></a> productivity gains as it consolidates data systems</p><p>“I’m not sure any bank finishes its modernization,” CEO Jane Fraser told investors during an earnings call last week.</p><p><a href="https://www.ciodive.com/news/citigroup-data-compliance-modernization-generative-ai/745683/" target="_blank" rel="nofollow noopener noreferrer" translate="no"><span class="invisible">https://www.</span><span class="ellipsis">ciodive.com/news/citigroup-dat</span><span class="invisible">a-compliance-modernization-generative-ai/745683/</span></a></p><p><a href="https://mas.to/tags/FinTech" class="mention hashtag" rel="tag">#<span>FinTech</span></a> <a href="https://mas.to/tags/FinServ" class="mention hashtag" rel="tag">#<span>FinServ</span></a> <a href="https://mas.to/tags/Banking" class="mention hashtag" rel="tag">#<span>Banking</span></a></p>
Alex Jimenez<p>Bad bots are taking over the web. Banks are their top target</p><p>About 40% of bot attacks on APIs in 2024 were directed at the financial sector, according to the 2025 Bad Bot Report from Imperva</p><p><a href="https://www.americanbanker.com/news/bad-bots-are-taking-over-the-web-banks-are-their-top-target" target="_blank" rel="nofollow noopener noreferrer" translate="no"><span class="invisible">https://www.</span><span class="ellipsis">americanbanker.com/news/bad-bo</span><span class="invisible">ts-are-taking-over-the-web-banks-are-their-top-target</span></a></p><p><a href="https://mas.to/tags/FinTech" class="mention hashtag" rel="tag">#<span>FinTech</span></a> <a href="https://mas.to/tags/FinServ" class="mention hashtag" rel="tag">#<span>FinServ</span></a> <a href="https://mas.to/tags/Banking" class="mention hashtag" rel="tag">#<span>Banking</span></a> <a href="https://mas.to/tags/CyberSecurity" class="mention hashtag" rel="tag">#<span>CyberSecurity</span></a></p>
Alex Jimenez<p>The number of paid <a href="https://mas.to/tags/Music" class="mention hashtag" rel="tag">#<span>Music</span></a> streaming subscribers hit 100 million in the US for the first time last year</p><p><a href="https://content-na1.emarketer.com/paid-music-streaming-subscribers-reach-100-million-mark" target="_blank" rel="nofollow noopener noreferrer" translate="no"><span class="invisible">https://</span><span class="ellipsis">content-na1.emarketer.com/paid</span><span class="invisible">-music-streaming-subscribers-reach-100-million-mark</span></a></p><p><a href="https://mas.to/tags/DigitalMarketing" class="mention hashtag" rel="tag">#<span>DigitalMarketing</span></a></p>
Alex Jimenez<p>Do multiple PSPs multiply payment success? </p><p>More PSPs can boost reach — but without payment orchestration, complexity rises and success stalls.</p><p><a href="https://www.paymentsdive.com/spons/do-multiple-psps-multiply-payment-success/745320/" target="_blank" rel="nofollow noopener noreferrer" translate="no"><span class="invisible">https://www.</span><span class="ellipsis">paymentsdive.com/spons/do-mult</span><span class="invisible">iple-psps-multiply-payment-success/745320/</span></a></p><p><a href="https://mas.to/tags/FinTech" class="mention hashtag" rel="tag">#<span>FinTech</span></a> <a href="https://mas.to/tags/FinServ" class="mention hashtag" rel="tag">#<span>FinServ</span></a> <a href="https://mas.to/tags/Banking" class="mention hashtag" rel="tag">#<span>Banking</span></a> <a href="https://mas.to/tags/Payments" class="mention hashtag" rel="tag">#<span>Payments</span></a> <a href="https://mas.to/tags/PayTech" class="mention hashtag" rel="tag">#<span>PayTech</span></a></p>
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